The total personal loans of 23 banks increased by 2.8 trillion yuan last year, and the growth of consumer loans exceeded 24%

According to the latest financial report map, last year, the total amount of personal consumption loans of 23 banks increased by 2.8 trillion yuan, of which the total amount of 21 listed banks exceeded 4 trillion yuan. This shows that the banking industry as a whole has achieved significant growth in the field of personal consumer loans.

Judging from the data, the overall total consumer loans increased by 24.3% year-on-year, which is an astonishing number. It is worth noting that only Ping An Bank, China Everbright Bank and Bank of Chongqing saw a decrease in their total consumer loans, while the other banks showed varying degrees of growth.

Growth of total bank personal loans

Among these banks, which one has the fastest growth in total personal consumption loans? According to data, the total growth rate of personal consumption loans of a certain bank reached 30%, ranking first. This shows that the bank is performing well in the personal consumer loan market.

Performance of Ping An Bank, China Everbright Bank and Bank of Chongqing

It is worth noting that the total consumer loans of Ping An Bank, China Everbright Bank and Bank of Chongqing have declined. This may be related to changes in the market environment, and the reasons require further analysis.

Outlook for future trends

How will the personal consumer loan market develop in the future? Experts say that with the steady growth of the economy, the demand for personal consumption loans will continue to increase. Therefore, banks should strengthen risk control and improve loan quality to cope with future challenges.