Search

Product Description

    News: 2024.03.21

    21 Dialogue丨Ping An Bank President Ji Guangheng: The 5 trillion bank is in the throes of transformation

    Ji Guangheng, president of Ping An Bank, said that facing the painful period of transformation, banking business needs to seek changes amid difficulties, especially 5 trillion banks. He pointed out that there are two logics for judging the turning point of the retail business, namely the return of net investment scale and the significant improvement of asset quality.

    Structural reform has achieved initial results

    In this process, Ping An Bank’s ongoing structural reforms have begun to bear fruit. This reform of the business model will help banks cope with the challenges of the transition period and enhance the competitiveness of their businesses.

    Reshape the operating model

    Ji Guangheng further pointed out that banks need to reshape their operating models to adapt to market changes. This includes strengthening digital transformation, improving customer experience, and continuously optimizing products and services.

    Strengthen risk management

    In addition to adjustments to the operating model, Ji Guangheng also emphasized the importance of risk management. Banks should strengthen risk monitoring and control to ensure the sound operation of their businesses.

    • Improve business competitiveness
    • Strengthen digital transformation
    • Optimize products and services

    Looking to the future

    Ji Guangheng is full of confidence in the future. He believes that through continuous efforts and reforms, Ping An Bank will be able to survive the painful period of transformation and achieve long-term sustainable development.