The overall operation of the payment system in 2023 is revealed: the number of bank accounts opened nationwide increases - Hong Kong Commercial Daily

According to the latest announcement of the overall operation of the payment system in 2023, a total of 1 bank accounts have been opened across the country. This data shows the booming development of China's banking industry and people's widespread demand for financial services.

Number of bank cards held per capita

Statistics show that per capita holds 6.93 bank cards, of which per capita holds 0.54 credit cards and debit cards. This shows that people’s demand for convenient payment and credit consumption is increasing, and bank cards have become an indispensable payment tool in daily life.

Bank card credit status

As of the end of 2023, the total amount of bank card credit reached 22.66 trillion yuan, a year-on-year increase of 2.35%. This shows that the banking industry's trust in personal credit and spending power continues to increase, providing people with more consumption and investment opportunities.

Bank card credit balance payable

In addition, the credit balance repayable by bank cards is also increasing, providing people with more financial support and consumption flexibility. This will further promote consumption and economic development and inject new impetus into the country's economic growth.

• The popularity and use of bank cards will bring more convenience and choices to people's lives.
• The banking industry will continue to increase support for personal credit and consumption capabilities and promote innovation and upgrading of financial services.
• People should use bank cards rationally, avoid excessive consumption and debt, and maintain a good credit record.

Overall, the overall operation of the payment system in 2023 shows the steady development of China's banking industry and people's positive demand for financial services. We look forward to the future in which the banking industry will continue to bring more value and opportunities to people’s lives and economic development.