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    News: 2024.03.17

    Inventory of 10 high-interest Hong Kong dollar time deposits: Bank of China 1 month 4.8%, CNCBI 6 months 4.23%

    In Hong Kong, time deposits are one of the financial management methods chosen by many people. Recently, many banks have launched high-interest time deposits, giving investors more choices. Bank of China has a 1-month 4.8%, CNCBI 6-month 4.23%, and Fubon Bank has also launched a 6-month time deposit plan of 4.2%.

    BOC 1 month 4.8%

    The one-month time deposit interest rate launched by Bank of China is as high as 4.8%, which has attracted the attention of many investors. This interest rate is quite competitive in the market, allowing investors to obtain good returns.

    CNCNC 6 months 4.23%

    In addition, the 6-month time deposit interest rate launched by CNCBI is 4.23%, which is also a good choice. Investors can consider diversifying their funds into time deposits of different maturities to achieve better asset allocation.

    Fubon Bank 6 months 4.2%

    Fubon Bank has also launched a 6-month time deposit plan of 4.2% to give investors more choices. The interest rate is also quite competitive and investors can consider parking some of their funds in this scheme.

    • Investors should choose a time deposit plan that suits them based on their financial situation and risk tolerance.
    • Although time deposits have stable returns, they also have certain risks, and investors should consider them carefully.
    • In addition to interest rates, investors should also pay attention to relevant information such as the deposit period and early withdrawal conditions of time deposits.

    In general, Hong Kong's time deposit market provides many options. Investors can choose a time deposit plan that suits them based on their needs and risk preferences to achieve better asset allocation and financial management goals.