Jiangsu man died after taking out a loan of RMB 150,000, but the bank’s request for penalty interest was rejected

Jiangsu man died after taking out a loan of RMB 150,000, but the bank’s request for penalty interest was rejected – The Epoch Times Hong Kong

A Jiangsu man died after taking a loan of RMB 150,000, triggering controversy over the bank's demand for penalty interest. According to reports, the man died suddenly after borrowing money, but the bank required his family to pay penalty interest. This practice aroused widespread concern in society.

Netizens question the bank’s failure to collect principal and interest monthly for four years

In addition to the controversy over the bank's demand for penalty interest, some netizens also questioned the bank's failure to collect principal and interest monthly for four years. Some netizens said that some banks deliberately do not collect payments, but wait for interest and liquidated damages to rise to a certain level before directly suing borrowers.

The views of netizen "Menghui 20158"

Netizen "Menghui 20158" pointed out that some banks may deliberately not collect payments, which is unfair to borrowers. He believes that banks should collect principal and interest on time instead of waiting until interest and liquidated damages increase before taking action.

Society’s reaction to bank’s demand for penalty interest

This incident aroused widespread attention and discussion in society, and many people expressed dissatisfaction with the bank's request for penalty interest. Some people believe that banks should handle such situations more humanely and should not make unreasonable demands on family members.

Call on banks to improve collection systems

In this incident, some people called on banks to improve their collection systems to ensure that borrowers can repay on time and avoid similar disputes. At the same time, we also hope that banks can pay more attention to the rights and interests of borrowers and not just pursue maximizing profits.