News: 2024.03.23
From a bank's perspective, the net asset calculation method is to halve the property price and then deduct the mortgage loan balance (NT$10 million ÷ NT$2-2 million). That is, the net asset value of each floor is NT$3 million, and that of the third floor is NT$9 million. .
Based on a net worth of 9 million yuan, the bank can increase the mortgage ratio to 60%, which is a very attractive strategy for rent collectors who want to invest in properties.
The implementation of this policy will provide investors with more bargaining chips, making it easier for them to buy the properties of their choice, and will also help stimulate the vitality of the real estate market.
This is a unique opportunity for rent collectors to more easily own more properties, thereby increasing their income and expanding their investment portfolio.
Overall, the increase in the mortgage-to-mortgage ratio to 60% is good news for the real estate market and investors, and is expected to invigorate the market and increase investment opportunities.