What are the options for a Hong Kong dollar time deposit of HK$500,000? 6 months 4.33% interest rate! 11 banks 4% or above

Oversea-Chinese Banking Corporation has recently launched a new funding discount. For Premier Wealth Management customers, as long as the admission amount reaches 100,000 yuan or more, they can enjoy an interest rate of 4%. For individual customers, if the entry amount reaches 500,000 yuan, they can get an interest rate of 3.8%.

In addition, Nanyang Commercial Bank has also launched a preferential plan called "Smart Premium High-Interest Time Deposits (New Funds)". For customers whose entry amount reaches 100,000 yuan, they can also enjoy special interest rate discounts.

Apart from OCBC Bank and Nanyang Commercial Bank, there are other banks that offer good interest rates. If you have a deposit of 500,000 yuan and want to deposit it regularly, you may consider consulting with these banks to see if there is a plan that is more suitable for you.

When choosing a bank, in addition to interest rates, you should also consider the bank's reputation and stability. After all, depositing a large amount of money in the bank is an important decision, and I hope you will choose carefully to ensure the safety of your funds.

In general, time deposits are a good way to manage your finances and can help you maintain and increase your value. If you have idle funds, you may consider depositing them in a bank and enjoying the interest rate benefits.