Mortgage Calculator

Total Expense ${{totalExpense.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',')}}

Monthly Repayment ${{monthlyRepayment.toFixed(0).toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',')}}

Down Payment

${{downPaymentValue.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',')}}
Total Loan

${{ mortgageValueFormated }}
Total Interest

${{totalInterest.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',')}}

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Down Payment

${{downPaymentValue.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',')}}

Stamp Duties

${{ totalStampDuties.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',') }}

Ad Valorem Stamp Duty (AVD) ${{ adValoremStampDuty.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',') }}
Special Stamp Duty (SSD) ${{ specialStampDutyValue.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',') }}
Buyer's Stamp Duty (BSD) ${{ buyerStampDuty.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',') }}

Other Fees

${{otherFeesValue.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',')}}

Agent commission ${{agentCommission.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',').toString().replace(/\B( ?=(\d{3})+(?!\d))/g, ',')}}
Legal fee ${{legalFee.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',').toString().replace(/\B( ?=(\d{3})+(?!\d))/g, ',')}}
Renovation costs ${{renovationCosts.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',').toString().replace(/\B( ?=(\d{3})+(?!\d))/g, ',')}}

Total

${{totalCost.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',')}}

Cash rebate

${{cashRebateValue.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',')}}

Property Price

HK$

Loan Amount

HK$

If you use a bank mortgage, the mortgage limit for this property is 90% (first guest) or 80% (non-first guest). If you use a high LTV ratio plan, click here for more information.

If you use a bank mortgage, the mortgage limit for this property is $9 million (first place). If you use a high LTV ratio plan, click here for more information.

If you use a bank mortgage, the mortgage limit for this property is 80%. If you use a high LTV ratio plan, click here for more information.

If you use a bank mortgage, the mortgage limit for this property is $9.6 million. If you use a high LTV ratio plan, click here for more information.

If you use a bank mortgage, the mortgage limit for this property is 50%. If you use a high LTV ratio plan, click here for more information.

Interest rate

Repayment Period

Yrs

Mth

P = Prime rate (Best Lending Rate), the benchmark interest rate

H is HIBOR (Hong Kong Interbank Offered Rate), updated every morning

Agent commission

HK$

Renovation costs

HK$

Legal fee

HK$

Cash rebate

Tax Calculation

Hong Kong permanent resident

Acquires the property by company

Own Other Properties

Calculate Special Stamp Duty (Paid by Buyer)

Special Stamp Duty (SSD)
Calculate Special Stamp Duty (Paid by Buyer)

This calculator assumed the applicants’ income derived mainly in Hong Kong, have not borrowed or guaranteed other outstanding mortgage(s) and be bought for self-use purpose.The above information is for reference only. No guarantee or representation is given by Midland as to its accuracy, completeness and/or applicability. All terms and conditions are subject to HKMA, HKMC, Inland Revenue Department, financial institution’s final announcement/approval. For all individual cases, please refer to the regarding terms and conditions. Information as of 19 May 2017.

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Installment table

Monthly Repayment ${{monthlyRepayment.toFixed(0).toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',')}}

Tenor

{{repaymentYear}}Yrs

Loan Amount

${{ mortgageValueFormated }}

Total Interest Payment

${{totalInterest.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',')}}

Total Loan with Interest

${{ (parseFloat(totalInterest) + parseFloat(mortgageValueNumFormated)).toFixed(0).toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',') }}

{{ (index+1) }} Year

Mth	Monthly repayment	Interest	Principal Repayment	Remaining loan
{{ monthData.month }}	${{ monthData.monthlyRepayment.toFixed(0).toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',') }}	${{ monthData.interest.toFixed(0).toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',') }}	${{ monthData.principalRepayment.toFixed(0).toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',') }}	${{ monthData.remainingLoan.toFixed(0).toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',') }}
Total	${{ (yearData.length * monthlyRepayment).toFixed(0).toString().replace(/\B(?=(\d{3})+(?!\d))/g, ',') }}	${{ yearData[yearData.length - 1].totalMonthlyInterest.toFixed(0).toString().replace(/\B(?=(\d{3})+(?!\d))/g, ' ,') }}	${{ yearData[yearData.length - 1].totalPrincipalRepayment.toFixed(0).toString().replace(/\B(?=(\d{3})+(?!\d))/g, ' ,') }}	${{ yearData[yearData.length - 1].remainingLoan.toFixed(0).toString().replace(/\B(?=(\d{3})+(?!\d))/g, ' ,') }}

Basic Mortgage

Please enter basic property information.